Terms & Conditions

Effective Date: January 1, 2025  |  Last Updated: January 1, 2025

1. Acceptance of Terms

These Terms and Conditions ("Terms") govern your access to and use of the website located at marshalfordadvisory.com ("Website") and the services offered by Marshal Ford Advisory LLC ("Marshal Ford Advisory," "Company," "we," "us," or "our"), a limited liability company organized under the laws of the State of Texas, with its principal office at 4000 Horizon Hill Blvd, Suite 1008, San Antonio, TX 78229.

By accessing or using our Website, submitting an inquiry, or engaging with our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.

If you do not agree to these Terms, please do not use our Website or services. We reserve the right to update these Terms at any time, and your continued use of the Website following any such changes constitutes your acceptance of the revised Terms.

2. Description of Services

Marshal Ford Advisory LLC is a direct lender offering business financing solutions, including but not limited to business term loans, working capital lines of credit, equipment financing, and invoice factoring for qualified business borrowers. For SBA 7(a) and SBA 504 loan programs, Marshal Ford Advisory acts as a loan arranger and referral partner alongside SBA-authorized lenders and CDCs who originate and fund these government-guaranteed loans.

The information on our Website is provided for general informational purposes only and does not constitute a commitment to lend, a guarantee of approval, or an offer of credit. All lending decisions are subject to credit approval, underwriting review, and applicable regulatory requirements.

Loan terms, rates, and amounts are subject to change without notice. Final terms will be disclosed in writing prior to closing of any transaction. Marshal Ford Advisory LLC reserves the right to decline any application at its sole discretion.

3. Eligibility

To use our services or submit an application, you must:

  • Be at least 18 years of age
  • Be a legal resident of the United States
  • Be an authorized representative or principal owner of a registered U.S. business entity
  • Meet the minimum lending criteria applicable to the product you are applying for

We do not offer services to individuals for personal, family, or household purposes. All lending products are exclusively for business purposes. Our services are not available in all states or to all business types.

4. Website Use

You agree to use our Website only for lawful purposes and in a manner consistent with these Terms. You agree not to:

  • Use the Website to transmit false, misleading, or deceptive information
  • Attempt to gain unauthorized access to any portion of our systems or Website
  • Use automated tools to scrape, crawl, or harvest data from the Website
  • Interfere with or disrupt the operation of the Website or its servers
  • Violate any applicable local, state, federal, or international laws or regulations
  • Submit fraudulent or materially false information in any application or inquiry

We reserve the right to restrict or terminate access to our Website for any user who violates these Terms or engages in conduct we deem harmful to our business, our clients, or third parties.

5. SMS/Text Message Terms

Marshal Ford Advisory LLC offers an optional SMS messaging program. The following terms apply to participants in our SMS program:

SMS Program Terms & Conditions

Program Description: By opting in to our SMS program, you consent to receive recurring marketing and promotional SMS/MMS messages from Marshal Ford Advisory LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).

Message Frequency: Message frequency varies. You may receive up to 4 messages per month.

Charges: Message and data rates may apply. Check your mobile carrier plan for details regarding SMS/data charges.

Opt-Out Instructions: You may cancel your participation in the SMS program at any time by replying STOP to any message you receive from us. After texting STOP, you will receive a one-time confirmation message confirming your opt-out. No further messages will be sent unless you re-enroll.

Help: For help or information about the SMS program, reply HELP to any message or contact us at mark@marshalfordadvisory.com.

Not a Condition of Purchase: Consent to receive SMS/MMS messages is NOT a condition of purchasing any product or service from Marshal Ford Advisory LLC. You may use our services without enrolling in the SMS program.

  • We are not responsible for delayed or undelivered text messages due to factors outside our control, including but not limited to carrier network issues or device incompatibility.
  • Supported carriers include major U.S. wireless carriers. Not all carriers are supported, and carrier support may vary.
  • All SMS opt-in data and consent information is kept confidential and will not be shared with third parties for marketing or promotional purposes.
  • To re-enroll after opting out, you may submit a new opt-in request through our contact form at marshalfordadvisory.com/contact.html.

6. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, icons, images, and software, is the property of Marshal Ford Advisory LLC or its content suppliers and is protected by applicable U.S. and international intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website without the prior written consent of Marshal Ford Advisory LLC.

7. Disclaimers

THE WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. MARSHAL FORD ADVISORY LLC DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy, completeness, or usefulness of any information on the Website.

Financial Information Disclaimer: Information presented on this Website is for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult a qualified professional before making any financial decisions.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MARSHAL FORD ADVISORY LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE OUR WEBSITE OR SERVICES.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING FROM THESE TERMS OR YOUR USE OF THE WEBSITE EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING OUR SERVICES IN THE SIX (6) MONTHS PRECEDING THE CLAIM.

9. Indemnification

You agree to indemnify, defend, and hold harmless Marshal Ford Advisory LLC and its officers, directors, employees, agents, and successors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website.

10. Governing Law

These Terms and any disputes arising from them shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any legal action or proceeding relating to these Terms or your use of the Website shall be brought exclusively in the state or federal courts located in Bexar County, Texas, and you hereby consent to the personal jurisdiction of such courts.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes become effective immediately upon posting to the Website with an updated effective date. We encourage you to review these Terms periodically. Your continued use of the Website following any changes constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you must discontinue use of the Website.

12. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

Marshal Ford Advisory LLC
4000 Horizon Hill Blvd, Suite 1008
San Antonio, TX 78229
Phone: 210-378-1209
Email: mark@marshalfordadvisory.com